How your pact works

This is version 2026-09-08.1 of these terms, kept for pacts that accepted it. The current terms are at /terms.

# How your pact works

**Version 2026-09-08.1**

These terms govern your use of pushpact.

**Apple is not a sponsor of, and is not involved in, this service in any manner.**

## Your personal pact

Any authenticated player may create one personal pact. A pact has fourteen local-calendar days. Your phone-detected IANA timezone is shown before you save a card and is locked for that pact. Before saving your card, you choose whether Day 1 starts today or at your next local midnight. If you choose today, Day 1 ends at that midnight. If you choose tomorrow, Day 1 starts at that midnight.

Choose at least 10 pushups per day, with no maximum, and a whole-dollar daily stake from $1 through $100. Saving your card costs $0 today. Your maximum exposure is 14 × your daily stake: no more than one charge can be made for each missed day.

Your front camera counts pushups on your iPhone using on-device 3D pose analysis. No video is uploaded. pushpact keeps numeric pose measurements from your sets on your phone and sends compact placement and correction summaries to pushpact; pushpact may retain owner-scoped numeric evidence for a refused or reviewed set. Nothing includes images or video. You can delete this under You.

## Misses and charges

When a day ends short of your number, your daily stake is charged once to your saved card. You are told afterward. You can flag any charged day in the app; a flag sends your set data to pushpact for a person to look at and does not stop or reverse the charge on its own. Refunds are at pushpact's discretion.

A hit is not chargeable. You may quit in the app; quitting makes the current eligible day and every later day non-chargeable, while a day whose grace period has already ended may still be charged once.

Receipts identify the applicable pact day. A refund, if approved, is tied to that same charge and is processed once. You may dispute a charge through the receipt and support path; pushpact keeps the billing facts required to handle the receipt, refund, and dispute.

## Test mode, retention, and money

pushpact currently runs in Stripe test mode and uses only simulated Stripe TEST charges. Never enter a real card. A Stripe TEST card cannot move real funds, and no real funds move in test mode. Before any real charge is enabled, pushpact will publish a new version of these terms and ask you to accept it before your next pact. No player receives money from another player. A simulated charge, if a missed day is charged, is recorded only from the player to pushpact for the verification service.

Account deletion removes player-facing access while required billing, dispute, and audit records are retained. It does not erase a valid completed charge, its receipt, or records needed to resolve a refund or dispute.

By saving your card, you confirm that you are 18 or older and accept these terms.

Other versions: 2026-09-22.1 (real charges) 2026-09-08.1 2026-09-03.1 2026-09-05.1